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Hiring Advice — Chimney Contractors

How to Hire a Chimney Contractor in NJ: What to Check Before You Sign

March 2026 7 min read Chimneys · Hiring Advice
On this page · 8 sections
  1. The short answer
  2. Check 1: Licensed and insured?
  3. Check 2: Their track record
  4. Check 3: Do they explain it?
  5. Check 4: The written warranty
  6. Check 5: Safety and cleanup
  7. The decision matrix
  8. The bottom line

A lot of the calls we get start the same way. The homeowner has already had someone look at the chimney, the price felt like a guess, and nobody explained what the money actually buys. That's not surprising. Chimney work is hard to judge from the ground — you can't see the crown, the flashing, or the flue from your driveway — so most people end up choosing a contractor on trust.

Trust is fine. Unchecked trust is the problem. The advice we give every homeowner is short: make sure the contractor is licensed and insured, do your due diligence online, read the reviews, and make sure it's a reputable company. Below is what each of those looks like in practice, plus the warranty questions most people forget to ask until something goes wrong.

The short answer

Bottom Line Up Front

Hire the contractor who shows proof of license and insurance, has a track record you can read online, explains the whole job before you sign, and puts the warranty in writing. If any one of those is missing, keep looking.

Price matters, but it's the last thing to compare, not the first. Two quotes only mean something side by side when they cover the same work, the same materials, and the same warranty — and a repair with no written warranty is the most expensive kind there is.

50 yr Our warranty on
new chimney builds
Lifetime Our warranty on
new lining systems
1 yr Our minimum warranty
on every repair

The rest of this post walks through five checks, in the order we'd make them ourselves, and ends with a decision matrix you can run through in about a minute.

Check 1: Are they licensed and insured?

This comes first because everything else depends on it. Chimney work happens on ladders, on roofs, and on scaffolding, often two or three stories up. If someone gets hurt on your property, or the work damages your roof or your neighbor's car, insurance is what stands between that accident and your own policy.

Ask for proof, not a promise. A reputable company hands it over without fuss, because it gets asked all the time. If the answer is a shrug, a change of subject, or “don't worry about it,” that tells you what you need to know before you've spent a dollar. And ask every contractor you're comparing — including us.

Check 2: What does their track record say?

Reviews are important, and they're the easiest homework you'll do. Look at more than one site, read the bad reviews as closely as the good ones, and pay attention to how the company responds when something went wrong. A business that answers a complaint politely and fixes the problem is often a safer bet than one with a perfect score and no history.

Then look past the stars. We're A+ on BBB and Google Guaranteed, and you can read what customers say on our reviews page. Just as useful is asking to see real work. Our project gallery is photos of actual chimneys we've worked on across New Jersey, not stock images, and any contractor you're considering should be able to show you the same.

Workers repairing a tall stone chimney using scaffolding and a ladder on a white house with an outdoor patio and grill area
Figure 1 Scaffolding set up around a stone chimney before the repair work starts. Photos of a contractor's own jobs, on real houses, show you how they set up, how they protect the property, and how they finish — things no stock photo can tell you.

Check 3: Do they explain the whole job before you sign?

A good estimate is a conversation, not a number on a napkin. You should come away knowing what's wrong, what the fix is, and why that fix rather than a cheaper or bigger one. If the problem is a cracked crown, you should hear why the crown matters. If it's a full chimney rebuild rather than a repair, you should hear what made the difference.

Here's how it works with us. You call in, we take down your information, and we ask when you'd like us to come out — with a one-hour arrival window, because New Jersey traffic is New Jersey traffic. A technician takes a look and gives you a price on the spot. If you decide to go ahead, we schedule a time to come back and do the job. No one should be rushing you between those steps.

“We explain the entire project in detail and make sure the client is absolutely comfortable before they sign. Making the client comfortable is our top priority.”— Top Notch 1 Chimney

Signs you've found a good one

The contractor is open, patient, and puts things in writing.

What to look for

  • They hand over proof of license and insurance as soon as you ask.
  • You can find their reviews on more than one site, along with replies to the unhappy ones.
  • They show you what they found and explain the fix until you understand it.
  • The warranty is written down, with a length and the job it covers.

Signs to keep looking

Something about the process is being kept vague or rushed.

What should worry you

  • Questions about insurance get a change of subject instead of a document.
  • There are no reviews you can find, and no photos of their own work.
  • The price comes before any explanation of what's wrong.
  • You're told the price is only good if you sign today.

Check 4: Is the warranty in writing, and does it fit the job?

“We stand behind our work” is not a warranty. A warranty has a length, it applies to a specific kind of work, and it's written down. It also varies by job, which is where homeowners get tripped up: the long warranties you see advertised usually belong to new work, not to every small repair. Ask which warranty applies to the exact job you're buying.

So you have something to compare against, here's how our own warranties break down by job type.

Job typeOur warrantyWhat to ask any contractor
Chimney repairMinimum 1 yearHow long, and is it in writing?
Flashing, crown, or cap repairMinimum 1 yearDoes it cover leaks at that spot?
New lining systemLifetimeIs the liner itself covered for life?
New chimney build50 yearsDoes the long warranty apply to this job?
Roof repairMinimum 1 yearWhich part of the roof is covered?
Complete roof replacement50 yearsWhich shingle brand, and whose warranty?

Warranty terms are ours, by job type. The longest warranties apply to new work — new chimney builds, new lining systems, and complete roof replacements — not to individual repairs.

Tip — compare quotes on the same three things

Two quotes only mean something side by side when they cover the same work, the same materials, and the same warranty. If one quote is for a crown repair and the other is for a new crown, or one includes a lining system and the other doesn't, the cheaper number isn't cheaper — it's a different job. Line them up before you compare the totals.

The same goes for the parts of the chimney you can't see. If a quote mentions the flue or the liner, ask what's being done and how it's covered. Our lining systems carry a lifetime warranty, and flue repair deals with the interior pipe that runs up through the fireplace — the part of the system that has to work every time you light a fire.

A weathered masonry chimney with peeling white stucco and a metal cap, rising above a gray asphalt shingle roof against a blue sky
A freshly finished chimney featuring white stucco sides, a red brick top cap, black flashing at the roofline, and two metal chimney caps on asphalt shingle roofing.
Weathered and peelingRefinished and flashed
Figure 2 The same chimney twice: weathered masonry with peeling white stucco on the left, and the finished job on the right, with fresh stucco, a red brick top, black flashing at the roofline, and metal chimney caps. Before-and-after photos of the same house are the clearest way to see whether a contractor finishes what they start.

Check 5: How do they treat safety and your home?

A chimney is a safety system before it's anything else. It carries heat and exhaust out of your house, so a shortcut on a chimney isn't a cosmetic problem. Ask how the work will be done, not just what it costs. On repairs, ask whether the new brick will match — we use the same bricks the customer had before when it's a repair, so the chimney still looks like your chimney.

Then ask about the mess. Masonry work creates dust, debris, and broken material, and some of it ends up on your roof, your gutters, and your landscaping. A clean and respectful workplace is really important to us, and it should be a question you ask every contractor. How they talk about cleanup is a fair preview of how they'll treat the rest of your house.

Watch out — the signature before the explanation

Be careful with any contractor who wants you to sign before they've explained what's wrong, can't show you what they found, or tells you the price is only good if you commit today. A chimney that genuinely needs work will still need it tomorrow. The pressure helps the person selling the job, not you. Take the time to understand the work, check the license and insurance, and get the warranty in writing.

The decision matrix

If you only use one part of this post, use this table. Read down the left column and be honest about what you've seen from each contractor so far. One red flag is worth a follow-up question. Two or three is your answer.

If the contractor…HireKeep looking
Shows proof of license and insuranceGood startNo need
Dodges the insurance questionNoYes
Has reviews on more than one siteGood signNo need
Has almost no reviews you can findAsk for photosProbably
Explains the job until you're comfortableYesNo need
Wants a signature before explainingToo fastYes
Puts the warranty in writingYesNo need
Calls the warranty a handshakeNot a warrantyYes

The bottom line

Hiring a chimney contractor isn't complicated once you know what to check. Proof of license and insurance, a track record you can actually read, a job explained until you're comfortable, a warranty in writing that fits the work, and a crew that treats safety and your property seriously. Price comes after all of that, not before it.

If you'd like a second opinion on a quote, or a first one, that's what our free estimate is for. We'll look at the chimney, explain what we see, and give you a price on the spot. We also do roofing work, so if the trouble turns out to be where the chimney meets the roof, you won't need a second company. You can see where we work on our service areas page.

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About Top Notch 1 Chimney

Top Notch 1 Chimney is a family-owned chimney and roofing company based in Saddlebrook, NJ, in business since 2012. Before opening our own company, we worked for a bigger one, and we started this business to do the work our way: no shortcuts on safety, a clean jobsite, and every project explained before anyone signs. Posts like this start as questions homeowners ask us on estimates. If yours wasn't answered here, send it our way — the contact form is at the bottom of every page.

Common Follow-Ups

Questions This Post Tends to Raise

No. Our estimates are free. A technician comes out, looks at the chimney or roof, explains what we see, and gives you a price on the spot. If you decide to go ahead, we schedule a time to come back and do the job.

Because we work across a lot of New Jersey, and traffic doesn't care about appointment times. Asking for a one-hour window lets us give you an honest arrival time instead of a promise we can't keep. Call 855-499-0077 and we'll set one up that works for you.

Every repair carries a minimum 1-year warranty. Our longer warranties apply to new work: new lining systems have a lifetime warranty, and new chimney builds have a 50-year warranty. We'll tell you which one applies to your job before you sign. If you're weighing a repair against a rebuild, our post on rebuild vs. repair walks through the difference.

On repairs, we use the same bricks the customer had before, so the repaired section blends in with the rest of the chimney instead of standing out as a patch.

Yes. We're available 24/7, including for emergencies. If you see falling brick, smoke where it shouldn't be, or water coming in around the chimney, call 855-499-0077.

Our focus is residential chimneys and roofs, but we do take on commercial work when it comes in. Give us a call and tell us about the building.

Yes. We handle residential roof repairs and replacements, as well as gutters, so a leak where the chimney meets the roof doesn't need two different companies. See our roofing services for more.

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